MerchantBiz is committed to providing you with reliable processing solutions and low, competitive, rates.

Choose from our 3 packages below  for Internet Merchants, as well Merchants  accepting Mail, Telephone, & Fax orders   Choose your package: Basic Deluxe Ultimate  Discount Rate 2.50% 2.46% 2.39%  Bank Transaction .34 .30 .26  Monthly Minimum *0.00 *0.00 *0.00  Bank Statement 9.00 9.00 9.00  Monthly Gateway Fee 25.00 22.00 18.00  Gateway Transaction 0.9 0.07 0.05  Customer Support FREE FREE FREE  Application Fee NONE NONE NONE  AVS Protection FREE FREE FREE  Anti-Fraud Protection FREE FREE FREE  1 time Purchase Cost 149.00 179.00 229.00 Need to make payments on purchasing your package?   27/mo 12 mo $33/mo 12 mo  See below to learn more about our packages Apply Now - Click Here

Our Merchant Account Packages include your choice of a real-time gateway, or, if you prefer, offline processing software, for manual entry or your customer's payment info. (Add an extra $195.00 to the above package to cover the cost of the offline processing software, explained below)

Utilizing a real time "gateway" allows your customers to submit their credit card information over the World Wide Web, and the charge is automatically approved within seconds. You-the merchant, do not need to be present for the transaction! The funds will appear in your bank account within 48-72 hours of the transaction.

There are many "gateways" on the market. We represent the three leading industry gateways.  You can select your preference, or we can suggest which gateway we believe is best for you:

www.usaepay.com
USA ePay's gateway provides the safest and quickest way to processing your business' credit card transactions world- wide. We supply your business a wide array of tools and our 24-hour technical support will be there whenever you need it.

www.authorizenet.com
AuthorizeNet offers a server-based transaction-processing system that enables businesses to authorize, process, and manage credit card and electronic check transactions in a real-time, online environment. Best of all, these transactions can be conducted from any computer with an Internet connection and a Web browser.

www.verisign.com/payment
"The VeriSign Gateway delivers a fast, highly scaleable and reliable Internet payment platform that enables companies to authorize, process, and manage multiple payment types, multi-currency options and different payment schemes online.

Manual Credit Card Processing:   

PC Charge is a proven, sophisticated computer software program that lets you process all major credit cards -- Visa, MasterCard, American Express, Discover, JCB, Diners, Carte Blanche -- right on your own PC and automatically deposit the transaction amount into your existing bank account.

PC-based processing is faster and more efficient than older transaction processing methods, and results in reduced expenses and increased profits for your business. You don't need to purchase any additional hardware -- simply use your existing PC.

Here's Why you Should Process Credit Cards, ATM Debit Cards, and Check Guarantee Services on your PC with PC-Charge!

• Reduces Errors - Eliminates the need to re-enter transaction information at the register and stand-alone terminals, thus reducing the chance of mistakes.
   

• Creates Transaction Database - Stores transaction information inside a database for as long as you want, thus allowing the ability to retrieve relevant information pertaining to your business
   

• Increases Accountability - Makes it easy to confirm whether you have received the proper amount of credit for each transaction.
   

• Performs Address Verification - Address Verification gives you the assurance that the billing address given by your customer matches that on file with their credit card bank. This eliminates the chance of shipping to someone using a stolen credit card, saving you from a chargeback.

• Minimizes Fraud - Check multiple amounts of information, such as zip code and street address (AVS), to confirm legitimacy of the card transaction.
   

• Quicker Transactions - Allows you to send multiple transactions as a batch, thus reducing authorization time to as little as three seconds per transaction.
   

• Eliminates Equipment - Multiple registers can share one modem, and phone line to process transactions, thus saving money.
   

• Lowers Transaction Fees - Processes transactions electronically which is faster and less expensive than paper processing costs.
   

• Faster Billing - Makes it easy to build and process a batch of transactions as often as needed, great for recurring billing.
   

• Network Ready - PC Charge can run on a network so multiple terminals can process transactions simultaneously, improving efficiency.
   

• Supports Multiple Merchant Accounts - If you run an order processing service, you can add additional merchant numbers as needed, letting you process transactions for all of your clients through their own merchant accounts.

PC Charge Can Do More To Save You Time and Money

PC Charge supports check guarantee and verification services along with ATM/Debit card transactions. PC Charge has been fully certified including PS200 and CPS requirements with most major credit card processing companies. This means you will get the lowest rates possible. And PC Charge produces sophisticated reports which makes it easy to ensue proper payment for every transaction.
 

For the complete info on PC-Charge, visit their web-site at: www.pccharge.net.

Please bear in mind, we sell PC-Charge lower than the manufacturer and others, and we also bundle our pricing with your merchant account, for extra value!